TriDES2 3DS Server enables instant implementation of all 3D Secure programs for acquirers and merchants. Used with a mobile SDK, it ensures simple integration with web-based and mobile application-based purchase channels, digital wallets and other online payment services. By using a certified 3DS Server and a mobile SDK e-commerce and m-commerce service providers can avoid complex 3D Secure development and certification, thus reducing their cost and time to market.
Online fraud is the most common cause for chargebacks in the online payment environment, and it is mostly a burden for the merchant. To the merchants and acquirers that use TriDES2 3DSS and participate in 3D Secure programs, card schemes grant a chargeback liability shift, which transfers the chargeback and fraud-related costs to the issuer.